Hiscox Commercial Energy Assessors Scheme

Hiscox, one of the UK’s leading insurers of professionals*, are working together with CIBSE Certification Ltd to provide members with the Hiscox Commercial Energy Assessors Scheme. As part of this scheme, Hiscox has developed Professional Indemnity Insurance packages specifically for level 4 & 5 CIBSE Low Carbon Energy Assessors & CIBSE Air Conditioning Inspectors. 

Hiscox Professional Indemnity Insurance

Hiscox Professional Indemnity Insurance (PI) covers you for compensation you may have to pay to clients, due to problems with your activities as a level 4 & 5 Commercial Energy Assessor or Air Conditioning Inspector.  You can choose one of the PI packages available from Hiscox, based on your income and the limit of indemnity you require. The limit of indemnity you choose will cover legal defence costs and any subsequent damages awarded against you. It may also pay for mistakes to be corrected and reimburse you for fees that your client might refuse to pay. You can choose protection of up to £2 million. The policy provides protection for: 

• Any civil liability: this means that if a claim or loss occurs because of your business and we haven’t specifically excluded it, it’s covered
• Negligence, for example giving incorrect advice or making a mistake in your work
• Infringement of intellectual property rights like copyright or trademark
• Defamation (libel and slander)
• Loss of professional documents
• Disputes referred for arbitration by an independent third party
• Legal costs to represent you in arbitrations, regulatory proceedings and mediations

Hiscox Office Insurance

You can also choose to add Office insurance from Hiscox. You can select one of the four packages depending on your business needs. It covers your office contents, including computers, against damage and theft. And if any of your contents are temporarily off-site, for example at the home of an employee, they’re also covered.

If you choose one of the four packages you will also benefit from cover, such as

• Business interruption
• Legal expenses
• Portable equipment, e.g. laptops
• Public and Employers’ liability

Why Hiscox?

• Policy specifically tailored to level 4 & 5 CIBSE Low Carbon Energy Assessors and CIBSE Air Conditioning Inspectors 
• Specially negotiated rates for CIBSE members
• Direct access to a professional, experienced and customer focused claims team
• Interest-free monthly Direct Debit instalments
• Helpline to advise on contract, employment and business matters

Here is how it works

1. Please read the Policy Summary
2. Download the application form and fill it in
3. Download the direct debit mandate and fill it in
4. Send the filled in and signed application form and direct debit mandate to Hiscox:  

Hiscox House,
Sheepen Place,
Middleborough,
Colchester,
Essex,

CO3 3XL

or email it to This e-mail address is being protected from spambots. You need JavaScript enabled to view it

5. On receipt of your proposal form and direct debit mandate Hiscox will issue you with a policy schedule and wording.

If you have any questions, please call Hiscox on 0845 213 8555.

*Source: Standard & Poor’s, SynThesys non-life database on 2009 reported gross written premium for UK commercial lines business (excluding reinsurers).  Data category - Professional Indemnity insurance

This offer is only available to members of CIBSE by downloading the application form or by calling Hiscox on 0845 213 8555. This insurance only covers your activities as a commercial energy assessor when your largest fee for a single assessment is less than or equal to £10,000 and when all your work is carried out in the UK and for UK based clients. Cases that do not meet His Cox’s underwriting criteria may be referred to a Hiscox recommended specialist insurance broker, where this offer will not apply. Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd both of which are authorised and regulated by the Financial Services Authority. This is not an endorsement of Hiscox products by CIBSE and CIBSE is not suggesting that this product is suitable for your personal circumstances. For UK businesses only.